Everyone needs a break from work. And with the end of the year coming up fast, many people are beginning to make their vacation plans. But while some people are open to the idea of enjoying a few days away from their computer and e-mail, others will enjoy their vacations with their work in tow.

That was me a few years ago. I might add, I was also younger and healthier back then, wherein I could work on vacation and still enjoy myself. Things have definitely changed, and I’ve learned to appreciate physical and mental rest.

Everyone’s different and I realize that some telecommuters and work at home professionals need consistent income and they can’t go a week or more without a paycheck. But oftentimes, enjoying a week (or even a few days off) doesn’t call for a huge cash reserve. Is there a way for you to temporarily cut back on spending or extras, in which you’ll have money to cover your expenses while away? Can you work more hours or take on additional assignments to compensate for the loss of income? Do you have a savings account?

Like I said, everyone needs a break. Talk to any telecommuter or business owner and they’ll attest to the realness of burnout, fatigue and eye strain. Rest and downtime are the best relief for all three.

But if you never take a break or put business behind you, how are you supposed to re-energize your body and mind?