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Overcommitment: Greed or Fear?

Posted by Valencia on October 14th, 2008

I think I’m officially addicted to CNN. For some reason, I can’t get enough of talk about the economy. Thus far, the economy hasn’t affected my home business. But, that’s not to say it won’t. I suspect that as companies need to retain their cash flow, they might let go of a few freelancers, the way some companies layoff employees. Although there’s nothing I can do personally to stop this, I did put a plan into action. Like most Americans, I decided to tighten the belt a little and pay more attention to how I spend my money.

I’ve been hit with a whammy in the past; where I maintained a steady flow of work for several months, only to have one or two clients pull the plug within days of each other. So, I know that change can happen fast and without prior warning. However, with gas prices, rising food costs, and increased health insurance premiums - this isn’t the time to get hit with surprises.

I could always take on new assignments and plan for the unexpected. But right now, I don’t know if that’s smart. I’m content with my current workload. The jobs are relatively easy and stress-free, and I have time for myself. I don’t want to lose that.

I’ve traveled down the overcommitment road before, and it’s no vacation. One thing that attracted me to freelance work was the ability to control my income. But I quickly realized that there are only so many hours in a day (and week), and taking on too much can become a burden, and freelancing can become less enjoyable.

I once read that overcommitment is one of those ugly aspects of freelance life. We don’t know what tomorrow or next week will bring. So, it’s a natural tendency to accept everything that comes our way. I’ve been there before, so I understand the temptation. Have I ever been greedy? Maybe once or twice. But for the most part, my overcommitment has revolved around fear.

I’m a worrier. I was born this way, and I’ll probably be this way until the day I die. Therefore, I’m always thinking in the future.

What if the economy has a serious impact on my husband’s sales job? If that happens, what about health insurance, the car payment, the mortgage, etc? Would I have to step up my game?

Even though these thoughts race through my head at least twice I week, I’ve decided to not make any quick decisions. Things are okay - for now. So, I’m going to sit tight and see what direction life takes. I guess that’s all we can do.

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Reader Comments

Another econ addict. I knew I wasn’t alone in this obsession!

You’re definitely not alone. I have to make myself turn off the television. :-)

Nice one, there is actually some good points on this blog some of my readers may find this useful, I must send a link, many thanks.

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